Providing SMSF Advice in the Northern Rivers

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Take Control of your super fund

An increasing number of Australians are choosing to build wealth and provide for their retirement through a self-managed super fund (SMSF). Typically, people who have or want their own SMSF are looking to take on more responsibility themselves and have a greater say in how the capital is invested. What we also find is that there are quite a few people who should not have a SMSF! At Saracens, we can help determine whether having your own SMSF is right for you. 


As a trustee of your SMSF, you become responsible for managing your SMSF according to its trust deed and the laws and rules that apply to SMSFs. But, you might ask yourself:


  • What’s involved?
  • How do you invest?
  • What would you invest in?
  • What are the advantages and disadvantages for you?
  • Is there compliance obligation and who does it?


Saracens offers a SMSF advisory and administration service and may answer all your questions about SMSFs, including advising on the best strategies to meet your investment goals and help you through the steps involved in meeting your trustee’s obligations. Saracens may help with the establishment and administration of your fund. Generally speaking, most of the value we add to our clients comes from our strategy and investment advice.


We will work closely with your other specialists to make sure you are making the most of the opportunity. If you'd like to receive informed SMSF advice, contact us today at (02) 6628 8355. We can also address your general superannuation concerns.

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Why consider a SMSF?

Having a superannuation fund provides a structured and efficient way to save for retirement. One of the key advantages is that it allows you to gradually build a significant nest egg over the course of your working life, ensuring you have financial security in your later years. Super contributions from your employer, along with voluntary contributions, can accumulate and grow over time, often with tax incentives.


Superannuation is also a tax-effective investment vehicle. Contributions from your pre-tax income are generally taxed at a lower rate compared to your regular income, making it a cost-effective way to boost your retirement savings. Additionally, earnings on investments within your super fund are taxed at a concessional rate, which can lead to more substantial growth over time.


Finally, a super fund offers investment flexibility. You can choose from a variety of investment options, allowing you to align your super strategy with your risk tolerance and long-term financial goals.


Reach out to us today for SMSF advice. We'll strive to recommend the ideal approach for your financial circumstances.

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Frequently Asked Questions

  • How can a financial advisor help set up an SMSF?

    A financial advisor can guide you through the setup process, ensuring your SMSF is established correctly and in compliance with Australian laws. They can assist with legal documentation, investment strategy planning, and understanding the obligations of being an SMSF trustee.

  • What ongoing support can a financial advisor provide for SMSFs?

    A financial advisor can offer ongoing support by regularly reviewing your SMSF’s performance, providing investment advice, and helping with compliance tasks. They can also assist with updating your strategy as your financial situation or retirement goals change over time.

  • What is the role of an SMSF trustee?

    As an SMSF trustee, you're responsible for managing the fund’s investments, ensuring compliance with laws and acting in the best interests of all members. A financial advisor can assist with these duties by offering guidance on investment decisions, compliance and the legal responsibilities of trusteeship.

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